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Commercial Package Policy — Commercial risk insurance that covers more than one peril, such as commercial property, commercial crime, commercial and general liability. Appraisal — Process that determined the value of property, or the extent of damage, usually performed by an impartial expert. Elimination Period — The time that must pass after filing a claim before a policyholder can collect insurance benefits. Cancellation — Termination of an insurance contract before the end of the policy period by the insured or insurer. This usually includes auto, motorcycle and homeowner insurance, but may also include boat insurance, commercial liability or some other policy. His distinction on this research awarded him a Masters in the Science of Dentistry in Orthodontics. Benefits are variable based on the value of underlying equity investments, and premiums and benefits are adjustable at the option of the policyholder. Adjustable Life Insurance — Life insurance that gives the policyholder power to change the face amount, premium, coverage period or other features of the policy. Variable Life Insurance — A form of Life insurance whose face value fluctuates depending on the value of the dollar, securities or other equity products supporting the policy at the time premium payment is due. Grace Period — The length of time usually 31 days after a premium is due and unpaid, during which the policy and all riders remain in force. It also includes such diverse forms as plate glass, insurance against crime robbery, burglary and forgery boiler and machinery insurance and aviation insurance. In property insurance, the policyholder is required to carry coinsurance equal to a specified percentage of the value of property to receive full payment on a loss. Pays the cost of treatment, rehabilitation and sometimes lost wages and funeral expenses due to an accident Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual owns or operates. Loss Reserve — The estimated liability, as it would appear in an insurer's financial statement, for unpaid insurance claims or losses that have occurred as of a given evaluation date.
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||Policyholder — Online casino ohne einzahlung bonus www sizling hot person or entity listed on the policy declarations page. For example, fire damage online casino for fun boo of ra a cracked windshield would online casino for mac pearl spiel covered under the comprehensive section. Limit — The maximum amount of protection purchased by the insured for a specific coverage. Solvency no deposit online casino casino lucky lady The financial stability of an insurance company that gives it the margin necessary to pay policyholder claims. Facebook Twitter Instagram Yelp Email. Loss Ratio — The ratio of incurred losses and loss-adjustment merkur online casino spiele spielen kostenlos ohne anmeldung ohne download to net premiums earned. Http://www.suchtfragen.at/team.php?member=37 — An alternative process of settling online casino ratgeber lucky lady dispute through an impartial party instead of litigation. For example, the casino spielen online sofortspielen of explosives in a home basement is a hazard that increases the probability of an explosion. Bodily Injury Liability Coverage — Pays damages for bodily injury or death resulting from an accident for which the insured is at fault; also pays for online mobile casino spiele online gratis spielen ohne anmeldung legal defense according to the limits and conditions of the policy. Named Perils — Perils specifically covered on a property mobile online casino kostenlos online spielen.com spielen ohne anmeldung policy.
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||Auto insurance coverage includes three broad categories of damage: These policies are designed to protect the policyholder after a major disaster, when the high demand for building contractors and free online slots machine book of ra ohne anmeldung kostenlos spielen can push up the normal cost of reconstruction. Exclusions — Items or conditions that are not covered by the general insurance contract. It is similar to a Guaranteed Replacement Cost policy, which has no percentage limits. Named Insured — The person or entity listed on a policy declarations page. Policy Change — Any change made to an insurance policy during the period that the policy is in force. Co-payment — A predetermined, flat fee an individual pays for healthcare services, in how to play online casino king kom spiele to what insurance covers. Proof of Loss — A statement made regarding the extent of the claim, which may be requested in accordance with the conditions of the policy. Insurance Institute of America IIA — An organization that develops programs and conducts national examinations in general insurance, risk management, management, adjusting, underwriting, auditing and loss control management. Universal Life Insurance — A type of flexible permanent life insurance offering the low-cost protection of term life insurance as well as a savings element like whole life insurance which is invested to provide a cash value buildup.
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Also known as "waiting period. Primary insurance acts as the first layer of coverage on common types of losses. Schedule — A list of items covered under a Homeowners policy. Arbitration — An alternative process of settling a dispute through an impartial party instead of litigation. For insurers that do provide cover for such activities, it is unlikely they will cover liability and personal accident. In property insurance, coverage lists perils insured against, properties covered, locations covered, individuals insured, and the limits of indemnification. Renewal — The automatic re-establishment of in-force status affected by the payment of another premium. The policy does not top online casino spiele gratis ohne download ohne anmeldung
up any of the nonforfeiture values associated with Whole Life policies. For example, fire damage or a cracked windshield would be covered under the comprehensive section. Auto insurance coverage includes three broad online casino mit startguthaben bookofra spielen
of damage: Hazardous Activity — Bungee jumping, scuba diving, horse riding and other dangerous activities are not generally covered by standard insurance policies. If a premium is paid during the grace period, the premium is considered to have been paid on time. Liability Insurance — Insurance that offers protection against third-party claims, which means that payment is made to someone who suffers loss caused by an insured person. Variable Life Insurance — A form of Life insurance whose face value fluctuates depending on the value of the dollar, securities or other equity products supporting the policy at the time premium payment is due.